To the editor: If Insurance coverage Commissioner Ricardo Lara and the state assume they’re within the sizzling seat now with State Farm’s Palisades fireplace victims, simply wait to see what occurs in the event that they trigger the remainder of us policyholders to lose our protection by driving it out of state or suspending its license (“Regulators might search to droop State Farm’s license, citing widespread mishandling of L.A. wildfire claims,” Could 4). If 20% of the state’s owners lose their insurance coverage protection, all the California insurance coverage market will collapse.
Lara is on his closing time period, so he ought to cease operating scared. Maintain State Farm accountable by fines, then do your job and provide you with insurance policies that work for each policyholders and insurers.
Kathy Barreto, Culver Metropolis
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To the editor: When it’s important to file a declare, you shortly be taught that you don’t take care of a pleasant insurance coverage agent, however a State Farm claims division that doesn’t care that you just’ve paid premiums for a few years and by no means filed a declare till now. The nightmare begins as a wildfire sufferer whenever you encounter the overwhelming obstacles wanted to settle your declare.
State Farm advertisements say “Like an excellent neighbor, State Farm is there” and “Right here to assist life go proper.” Proper — they’re there till you knock on their door. All of the sudden, they’re not residence to make your life go proper and also you don’t have a house both. It’s a impolite awakening whenever you need the profit you’ve paid for.
No less than the state is investigating, however the fines will probably be insignificant in comparison with the protection denied to the wildfire victims.
Invoice Brock, Agoura Hills
