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Home»Opinion»Letters to the Editor: A ‘pay the way you drive’ type of insurance coverage pricing must be common
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Letters to the Editor: A ‘pay the way you drive’ type of insurance coverage pricing must be common

Buzzin DailyBy Buzzin DailyJuly 24, 2026No Comments2 Mins Read
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Letters to the Editor: A ‘pay the way you drive’ type of insurance coverage pricing must be common
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To the editor: Assemblymember Tina S. McKinnor’s Shopper Driving Information Safety Act is a big, decades-overdue step ahead that might make the motor automobiles and roadways that dominate our lives safer whereas establishing a way more equitable vehicle insurance coverage price construction (“Need cheaper automotive insurance coverage? You would possibly get it beneath a invoice that permits insurers to trace your driving habits,” July 20).

This laws additionally has the potential to considerably scale back emissions from gasoline-powered vehicles as cost-conscious drivers grow to be their very own site visitors cops and decelerate; scale back the sonic assault of intentionally loud automobiles as they’re pushed with larger restraint; scale back the more and more problematic interactions of motorists and regulation enforcement; and allow the after-the-fact detection of street-takeover miscreants (which hopefully will assist disincentivize this harmful conduct).

This slew of advantages could be maximized by making “pay the way you drive” automotive insurance coverage common. Hopefully, 1988’s Proposition 103 and Shopper Watchdog, as to automotive insurance coverage, can be part of the twenty first century and cease stopping this life-saving and environment-protecting progress.

At a minimal, younger and new drivers, drivers with unhealthy information and people working massive, heavy, pedestrian-endangering, high-polluting automobiles must be required to insure with this user-based auto insurance coverage. Full-time public transportation customers like myself (the least offensive street customers on all these counts) are totally tracked on buses and rail all over the place we go; drivers of vehicles, vans and high-performance boutique automobiles don’t deserve larger privateness privileges within the roadway commons all of us pay for.

Gregory Wright, Sherman Oaks

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