Operator
Good morning, everybody, and welcome to the FB Monetary Company’s Second Quarter 2026 Earnings Convention Name. [Operator Instructions] Please word that at this time’s convention name is being recorded.
Right now, I want to flip the decision over to Rachel Deresky, Monetary Administration Affiliate for FB Monetary. Please go forward.
Rachel Deresky
Thanks, and good morning, everybody. We admire you becoming a member of us at this time for FB Monetary’s Second Quarter 2026 Earnings Convention Name.
Becoming a member of me on the decision this morning is Chris Holmes, President and Chief Govt Officer; and Michael Mettee, Chief Monetary and Working Officer.
Earlier than we start, I would prefer to remind listeners that in at this time’s name, administration could make forward-looking statements relating to the corporate’s plans, expectations and outlook. These statements are topic to dangers and uncertainties, and precise outcomes could differ materially from these mentioned. Further data relating to these dangers and uncertainties, together with danger elements that might trigger precise outcomes to vary, might be present in our earnings launch, our most up-to-date annual report on Kind 10-Ok and our subsequent filings with the Securities and Alternate Fee. FB Monetary undertakes no obligation to replace any forward-looking statements, besides as required by regulation.
As well as, at this time’s dialogue could embody references to sure non-GAAP monetary measures. Reconciliations of

