0% introductory APR for 21 months on Steadiness Transfers: One of many longest introductory intervals we have come throughout, you will get 0% intro APR for a full 21 months on Steadiness Transfers, which implies you’ll have virtually two years to repay your steadiness.
0% introductory APR for 12 months on Purchases: You may additionally get 0% intro APR for the primary 12 months on Purchases. This can be a useful perk in case you plan on shopping for something with the cardboard.
Select your cost due date: Somewhat flexibility can go a good distance relating to managing your funds. The cardboard enables you to select from any out there cost date, whether or not it is to start with, center, or finish of the month. That method, you possibly can arrange automated funds which might be aligned together with your paycheck.
No late charges: One of the distinctive perks is that there are not any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged in case you do slip up and miss a cost.
No penalty APR: Should you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means expenses a penalty charge, so your APR is not prone to growing on account of late funds.
No annual payment: This card comes with no annual payment, which is a crucial characteristic in case your aim is to repay debt.
