Reporting Highlights
- Many years of Inaction: Texas lawmakers have for years rejected laws that might have protected residents within the state’s flood-prone areas.
- Alternatives Misplaced: Three payments would have banned youth camps or practically all growth in areas most prone to harmful flooding. Consultants mentioned the payments may have saved lives.
- Texas Falling Behind: Texas has extra buildings in flood-prone areas than most states. But many states have handed stronger flood rules than Texas.
These highlights have been written by the reporters and editors who labored on this story.
The sound of building equipment crammed the air as Kylie Nidever walked previous properties ravaged months earlier by floodwaters.
Nidever’s residence was amongst these in her Bumble Bee Hills neighborhood untouched by final yr’s July 4 flood, one of many deadliest disasters in Texas historical past. The 35-year-old understood the draw of the tranquil Kerr County subdivision, the place she performed as a toddler in a close-by creek that fed the Guadalupe River. However she was greatly surprised by how enthusiastic most of her neighbors have been to rebuild.
Nidever questioned why the federal government had let individuals construct in any areas lengthy identified to be harmful and whether or not leaders would intervene now.
“Is anyone going to return in and cease us?” mentioned Nidever, who has thought of transferring. “If it occurs once more and it’s worse subsequent time, individuals will die on this neighborhood.”
After final summer time’s catastrophe, some Texas legislators scolded native officers for his or her choice to not put money into flood warning sirens and for the chaotic emergency response. Different elected leaders excused the storm as so huge that nobody may have ready for it.
However lawmakers failed to handle the underlying drawback: They’ve repeatedly rejected payments that might shield residents within the state’s most harmful, flood-prone areas, an investigation by ProPublica and The Texas Tribune discovered.
The vast majority of the 137 individuals confirmed to have died throughout 5 counties within the July 4 tragedy have been staying in locations recognized by the federal authorities as being in danger for flooding, the newsrooms discovered. These have been locations the place state lawmakers had an opportunity to curb growth, however didn’t.
The newsrooms reviewed practically 60 years of laws and recognized over 5 dozen flood security payments rejected by lawmakers.
Essentially the most consequential measures, specialists mentioned, may have saved lives by stopping building within the areas at biggest threat for flooding, together with the place individuals later died on July 4.
“Had the state enacted any of that laws, we’d not have had the excruciating loss,” Char Miller, a Texas environmental historian who now teaches at Pomona School in California, mentioned after studying of the newsrooms’ findings. “The continued incapacity of the state to move laws to guard its residents means it’s not doing the one factor it’s purported to do, which is defend the well being and security of those that name Texas residence.”
Lawmakers additionally didn’t move measures that will have compelled buildings in flood-prone areas to be elevated; blocked sure kinds of buildings, corresponding to strong waste amenities, from being constructed near our bodies of water; or granted native leaders extra authority to curb doubtlessly unsafe growth.
Texas has extra buildings in flood-prone areas — no less than 650,000 buildings — than every other state in addition to Florida, in keeping with a ProPublica and Tribune evaluation of Federal Emergency Administration Company knowledge. The evaluation reveals that solely eight different states have a better share of buildings in flood-prone spots than Texas.
Extra individuals have died from floods in Texas, and extra nationwide flood insurance coverage claims have been paid out right here since 1980, than in practically any state excluding Florida and Louisiana. But Texas trails no less than 29 different states, together with Florida, which have handed growth requirements that pressure buildings to be constructed increased in flood-prone areas, in keeping with a 2020 FEMA report.
“We’d like to withstand this narrative that this catastrophe was unpreventable,” mentioned Michael Slattery, director of the Institute for Environmental Research at Texas Christian College. “The catastrophe is simply formed by coverage selections remodeled what I believed have been simply years.” As an alternative, Slattery mentioned, it was a long time.
The necessity for stronger flood protections solely grows extra pressing, scientists say, as local weather change makes heavy storms beforehand thought of as soon as in a lifetime extra possible.
After this newest disaster, Gov. Greg Abbott known as Texas politicians again for 2 particular legislative periods and tasked them with addressing facets of the catastrophe. The one buildings legislators banned from flood-prone areas have been youth camps, and solely after intense lobbying by the grieving dad and mom of 25 youngsters and two counselors who died on July 4 at Camp Mystic. (Its govt director additionally died.)

Some Texas lawmakers over time have pointed to defending landowners’ rights to judge their very own property threat as a purpose to not move extra rules. At a listening to greater than a month after the flood, Republican Rep. Wes Virdell, who represents Kerr County, mentioned rural areas “benefit from the freedom to take our threat and construct as we want to.”
Not one of the high state leaders — Abbott, Lt. Gov Dan Patrick or Home Speaker Dustin Burrows — responded to the newsrooms’ questions on whether or not legislators ought to enact stricter statewide constructing guidelines. Abbott’s workplace mentioned he has addressed flooding points by funding mitigation tasks to reduce the storms’ influence.
Burrows’ workplace declined a number of interview requests, and Patrick’s workplace didn’t reply the newsrooms’ emails.
With out main adjustments, the identical federal, state and native guidelines that permitted residents to assemble their houses so near the Guadalupe River within the first place are permitting many to construct there once more.
That features 82-year-old Joan Connor and her husband, David Stearns, who stay close to Nidever in Bumble Bee Hills.
The couple had just lately returned from an RV journey when final summer time’s flood hit.
Water rose to Connor’s chest as she hollered to her 98-year-old husband. They wanted to get out of their home. Connor and Stearns survived by wading and swimming out to their entrance yard, the place the river transported them onto their pergola ledge they usually clutched the wooden construction’s roof helps.
The river’s muck crammed the home. However they’d paid off the house. They didn’t worry one other storm.
“It by no means crossed our thoughts to not rebuild,” Connor mentioned.

A Vital Juncture
The houses that now belong to Connor and Nidever didn’t exist within the Sixties.
Again then, Kerr County was a small group nestled within the rolling hills of Central Texas, 65 miles northwest of downtown San Antonio. Youth camps operated on the river. Household houses handed by means of generations. Then, the enlargement of Interstate 10 within the following decade helped unlock a wave of growth within the space, generally known as the Hill Nation. Houses went up alongside the Guadalupe River, although longtime residents knew it may flood viciously and with little warning.
A nationwide initiative to handle the consequences of floods was additionally simply starting. In 1968, Congress launched the Nationwide Flood Insurance coverage Program, which supplied federally backed insurance coverage to residents in cities or counties that voluntarily joined. In change, this system would require native governments to make use of federal maps that recognized areas prone to floods. Becoming a member of additionally in the end meant that cities and counties needed to implement particular growth guidelines in these areas, corresponding to requiring buildings to be excessive sufficient to face up to a sure stage of flooding.
In Texas, this system triggered skepticism from some state lawmakers, native leaders and landowners. They considered the flood rules as an infringement of their property rights and anxious flood threat maps would trigger their property values to plummet.


Amid this resistance, two Democrats put ahead what flood specialists characterised as a radical proposal in 1973, after a lethal flood struck the Hill Nation. The measure would have prohibited all building of buildings “to be used by people” within the floodway, together with the world flanking the river the place essentially the most harmful flooding typically happens. That might not solely imply homes but additionally hospitals, faculties and nursing houses. The state proposal would go additional than the federal guidelines, which nonetheless allowed individuals to construct within the floodway in some cases.
However when the day arrived to debate the proposal in its first public listening to, one of many invoice’s authors handed out a revised model that eliminated the strict floodway rules.
Beneath the up to date measure, the state would nonetheless should create its personal flood maps to outline what areas have been most in danger throughout a deluge, quite than anticipate the federal authorities to attract them.
State lawmakers scoffed on the price ticket, no less than $16 million.
“I don’t suppose there’s an opportunity on the planet that you simply’re going to get this type of cash and tax all individuals within the state of Texas to do this type of work, no less than not proper now,” mentioned state Rep. John Wilson, a Democrat on the committee contemplating the invoice, which didn’t move.
And so houses continued to be constructed within the floodway.
In the present day, Kerr is among the Texas counties with the very best share of buildings in that harmful zone, in keeping with the newsrooms’ evaluation, which ranks it eighth within the state.
Roughly half of those that died throughout final yr’s floods have been staying within the floodway, in keeping with the most recent FEMA map. Many buildings went up after legislators filed the 1973 payments that might have prevented their building, a overview of county appraisal knowledge discovered.
“That is the largest disgrace, that we weren’t in a position to move these again then,” mentioned Rachel Hanes, coverage director of the Higher Edwards Aquifer Alliance, a nonprofit representing components of the Hill Nation that has pushed for stringent statewide requirements. “It could have simply made a drastic distinction in lives saved and billions of {dollars} in injury prevented over the previous 50 years.”
On one idyllic half-mile stretch that winds alongside the Guadalupe, no less than 27 individuals died. Sixteen of them have been staying in houses within the floodway, the ProPublica and Tribune evaluation discovered.
That a part of the river grew to become one of many deadliest spots throughout the Hill Nation that weekend.
It included a house belonging to Beth and Hutch Bryan’s household.

Dan and Martha Crawford, longtime pals of the Bryans, slept within the property’s guesthouse the morning of July 4. The Crawfords beloved to spend weekends right here, having fun with the peaceable setting away from their Houston residence. Martha Crawford thought of it her “blissful place.” Their daughter and son grew up going to camp down the street, just like the Bryans’ children.
Round 3:30 a.m., the Crawfords have been making an attempt to get to security because the water rushed round their our bodies, roaring like an airplane engine. Dan Crawford, a 63-year-old landman, reached for the lattice on a second-floor deck, however his spouse of practically 30 years received swept away.
The lattice broke. Crawford grabbed a bush that gave method after which climbed a neighbor’s tree, which finally broke on high of him. He fell into the river. He emerged just for the water to hurry him towards a close-by residence, the place he used the gutters to heave himself onto a slick metallic roof.
Later, he must inform his grown youngsters: “I can’t let you know the place Mother is.”
Martha Crawford and the Bryans died. Concrete slabs now line the roadway the place houses as soon as stood. Three white crosses mark the spot the place the Bryans stayed. When Crawford went again to see the property months later, he drew hearts on every one of many crosses and wrote their names.
“I’m by no means going to know this,” mentioned Crawford, who has leaned on his religion in God. “I’ve received to attempt to simply transfer ahead, nevertheless it’s nonetheless been laborious.”
Nonetheless, Crawford believes the federal government shouldn’t cease individuals from rebuilding altogether.

Behind the Nation
Because the flip of the century neared, Texas lawmakers handed up two different main alternatives to strengthen protections in flood-prone areas.
In 1989, after 10 campers died in a flood within the Hill Nation, state Sen. Ted Lyon proposed banning youth camps with buildings or tents inside 150 ft of a physique of water or in areas designated as flood-prone
Lyon believes that had his invoice handed, no less than some youngsters and workers staying at youth camps on July 4 may have survived. FEMA recognized areas of Camp Mystic and Coronary heart O’ the Hills, a camp the place one individual died, as flood-prone in a 2011 map, its most up-to-date countywide evaluation.
“That’s so haunting to me,” the previous lawmaker mentioned. He later added, “They need to have carried out these guidelines to guard these children.”
Former Coronary heart O’ The Hills proprietor Kathy Ragsdale mentioned the constructing the place the camp’s director — her daughter, Jane Ragsdale — died had by no means flooded within the greater than 50 years that the household owned it. The camp’s new homeowners plan to relocate to a brand new web site outdoors the flood plain.
Camp Mystic declined to remark however pointed reporters to earlier statements by which it disputes being in a delegated flood-prone space, as a result of it efficiently petitioned FEMA to exclude it in 2013. The change meant Lyon’s proposed ban could not have utilized to the camp on the time of the flood. Camp Mystic is not going to reopen this summer time, in keeping with its leaders.
Catastrophic flooding that swept throughout the japanese half of the state spurred one other measure in 1993. Longtime Democratic state Sen. Carl Parker of Port Arthur supplied a invoice that will have compelled all cities and counties to enroll within the federal flood insurance coverage program.
Taking part within the federal program meant that every one new residential building within the so-called 100-year flood plain, areas with a 1% likelihood of flooding in any given yr, have to be elevated to a sure peak above floor. Parker’s invoice, nevertheless, would have gone even additional than the federal customary by requiring buildings to be a foot increased than that.
The invoice was rapidly tabled in its first public listening to after one county official testified that the choice to lift the peak customary must be left to native leaders.
Solely in 1999 did Texas legislators move a legislation requiring all cities and counties to undertake the federal flood insurance coverage program’s elevation requirement and different minimal requirements.
However they didn’t assign a state company to implement it. Roughly 1 in 10 Texas cities and counties reported to the state that they nonetheless had not adopted these minimal requirements or every other associated rules as of 2024.
Lawmakers by no means handed the upper elevation necessities that Parker’s invoice proposed. (Parker died in 2024.)
After Hurricane Harvey devastated the Houston space in 2017, the Legislature, once more, selected different options. That included a measure requiring Texas to create a statewide plan to review learn how to higher put together for floods. The plan really helpful that buildings be constructed to a better elevation, as Parker tried a long time prior. Up to now, state lawmakers haven’t required it.
“The legislature could be very reactionary, not visionary,” mentioned Robert Puente, a former state consultant who served till 2008. “We react and attempt to resolve it, and invariably, we don’t.”
With out a state mandate in Texas, counties and cities should individually resolve whether or not they need to require new building to be constructed at increased elevations.
Some native governments waited years after Parker’s proposal to move increased requirements. Kerr County, for instance, handed its rule by 2011. Most Texas cities and counties haven’t strengthened their rules, the 2024 state flood plan discovered.
“A whole lot of native communities simply don’t have the capability to undertake all these big code adjustments, or the political willpower,” mentioned Joel Scata, an legal professional on the Pure Assets Protection Council, a nonprofit that has pushed to lift requirements on the federal stage.

That’s why, specialists say, Texas wants statewide necessities.
Most states have carried out extra elevation necessities for buildings in flood-prone areas.
New Jersey handed two main provisions that Texas didn’t: It has blocked growth of latest houses in floodways since 1975 and required further constructing elevation beginning in 2007. It additionally began drawing its personal expanded flood maps within the Eighties, lengthy earlier than Texas. Nebraska and Wisconsin banned constructing liveable buildings in floodways and required an additional foot or two of peak for houses by 1986.
Sarah Galster, the Nationwide Flood Insurance coverage Program coordinator for Wisconsin, mentioned Texas lawmakers ought to push for stricter rules within the aftermath of final yr’s flood. In the event that they don’t, Galster mentioned, then communities ought to.
“Now could be the time earlier than all people forgets, whereas individuals are nonetheless having this dialog,” Galster mentioned.
Within the months since July 4, the Texas Legislature fashioned two new committees to proceed investigating the catastrophe. However on the first joint two-day listening to final week, they solely centered on what occurred at Camp Mystic.
Some flood specialists argue that no regulation wanting stopping building in flood-prone areas would really assure security. One engineer’s mannequin estimates that the Guadalupe River in Kerr reached greater than 30 ft in some locations, flowing as much as twice the energy of Niagara Falls.
However the flood specialists additionally stress the significance of lowering threat by means of stronger constructing requirements. The American Society of Civil Engineers has pushed for builders to assemble houses greater than 2 ft increased than the nationwide customary and design for extra ferocious rainstorms.
“The plain factor is that we shouldn’t be creating in flood plains, however that’s not the reply that anyone desires to simply accept,” mentioned Kimberly Meitzen, a geography and environmental research professor at Texas State College.
“Wanting again, any laws we may have handed that might present no less than minimal safety could be useful,” she later added. “And searching in direction of the long run, that is one thing numerous of us are working in direction of, making an attempt to get this into the subsequent legislative session, nevertheless it’s an uphill battle.”


“Not Going Anyplace”
Within the absence of stricter state guidelines after final summer time’s devastating floods, some native governments adopted their very own, together with limiting RV use in flood-prone areas. At the very least 48 individuals died in RV campgrounds final July.
Kerr County, nevertheless, has not modified its guidelines in any vital method.
The county has already allowed greater than 100 residents to begin rebuilding or renovating in flood-prone areas.
County commissioners and Kerr’s high county govt didn’t reply to the newsrooms’ interview requests and questions.
Katharine Deely and her husband, Pat, offered their Kerr County residence after final summer time’s storm. They purchased the funky trip home with hand-me-down furnishings and maroon linoleum flooring from his father and stepmother, not removed from the place the Crawfords and Bryans fought the river’s present. Often, Pat Deely spent July 4 there, however as an alternative, he went fishing with a former legislation agency colleague — a choice his spouse believes saved his life.
The broken home withstood the flood, however the couple, of their late 70s, didn’t have the guts to repair it up. Katharine Deely mentioned it was as if her husband’s fond reminiscences of the numerous visits there with household washed away with the catastrophe.
“I’m amazed individuals are rebuilding there,” Deely mentioned. “Looks as if it’d be like dwelling within the graveyard.”
For a lot of, these reminiscences are a part of what makes it laborious to go away behind properties — locations they’ve invested in, the place they’ve delighted in watching the solar rise over the river and cherished time swimming and enjoying with household.
Joan Connor and her husband moved again into their residence in Bumble Bee Hills earlier than Christmas.
Connor solely managed to avoid wasting a number of gadgets: her loom, chairs her father made, her mom’s granite desk. She left lots of the rebuilding choices to her daughter, like what mild fixture to put in. Volunteers crammed the cabinets with dishes, draped towels within the rest room and hung photos on the wall.
“We’re not going anyplace,” Connor mentioned. “We don’t suppose a factor like that may occur once more in our lifetime.”
But when it does, Connor mentioned, they may do what they did earlier than.
They’ll face the flood.
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