Standard, Inc. (BPOP) RBC Capital Markets International Monetary Establishments Convention 2026 March 10, 2026 2:00 PM EDT
Firm Members
Javier Ferrer-Fernández – President, CEO, Company Secretary & Director
Convention Name Members
Gerard Cassidy – RBC Capital Markets, Analysis Division
Presentation
Gerard Cassidy
RBC Capital Markets, Analysis Division
[Audio Gap] with our subsequent fireplace chat, Standard Inc., an organization that has about $75 billion in whole property, market cap is round $8.5 billion. And we’re very happy and privileged to have Javier Ferrer, the President and CEO of Standard. He was President of Standard from, I suppose, Could of ’24, and Chief Working Officer from January ’22 to June ’25. He is been a Director at Standard or Standard Puerto Rico since 2015. So Javier, thanks a lot for coming and most significantly, bringing the nice and cozy climate particularly after this winter.
Javier Ferrer-Fernández
President, CEO, Company Secretary & Director
Effectively, thanks for having us. It is a privilege and an honor…
Query-and-Reply Session
Gerard Cassidy
RBC Capital Markets, Analysis Division
Nice. Although it is early within the 12 months, possibly you might share with us how the Puerto Rican financial system is shaping up for you? How Standard is positioned to learn from this financial progress? After which additionally tie in, when you do not thoughts, how vital is the well being of the U.S. financial system to the Puerto Rican financial system?
Javier Ferrer-Fernández
President, CEO, Company Secretary & Director
Positive. Effectively, I feel we’re doing fantastic in Puerto Rico, fairly frankly. There’s momentum within the financial system, which I consider has not slowed down. In fact, given what’s occurred within the Center East, individuals are watching, and the financial system follows human psychology. So if there’s uncertainty, folks will start to fret a bit of bit, however we’ve not seen it within the numbers but, frankly. So it is like we’re going by means of a superb interval, low unemployment, excessive folks — excessive variety of folks employed, though we

