Operator
Welcome to the 5 Star Bancorp Third Quarter Earnings Webcast. Please observe, this can be a closed convention name, and you might be inspired to pay attention by way of the webcast. [Operator Instructions]
Earlier than we get began, we wish to remind you that immediately’s assembly will embody some forward-looking statements inside the which means of relevant securities legal guidelines. These forward-looking statements relate to, amongst different issues, present plans, expectations, occasions and business tendencies that will have an effect on the corporate’s future working outcomes and monetary place. Such statements contain dangers and uncertainties and future actions and outcomes might differ materially from these expectations.
For a extra full dialogue of the dangers and uncertainties that will trigger precise outcomes to vary materially from the corporate’s forward-looking statements, please see the corporate’s annual report on Type 10-Okay for the yr ended December 31, 2024, and quarterly reviews on Type 10-Q for the three months ended March 31, 2025, and June 30, 2025, and specifically, the data set forth in Merchandise 1A, Threat Elements in these reviews.
Please check with Slide 2 of the presentation, which incorporates disclaimers relating to forward-looking statements, business knowledge, unaudited monetary knowledge and non-GAAP monetary data included on this presentation. Reconciliations of non-GAAP monetary measures to their most instantly comparable GAAP figures are included within the appendix to the presentation. The presentation will probably be referenced throughout this name, however not adopted precisely and is on the market for shut reviewing on the corporate’s
